Tell the travel agents. Thats what i had to do i split up with my boyfriend and had to cancell a holiday. What you have to do is get a letter written out to say that you wanna cancell your holiday and the reason why. You have to sign it. Take it into your travel agents and lwt them know. They should give you back some money that you have already paid ( if you have). Get all that sorted then let the insuarnce know. Gd luck"
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Holiday Insurance